Despite Misconceptions, Annuities Can be Viable Part of Retirement Investment Strategy

The Wealth Advisor Contributor

July 13, 2022

(Benefits Pro) - At a time when there always seems to be a new flavor of the month for retirement investments, annuities can seem like plain vanilla. Yet despite common misperceptions, they remain a valuable component of an overall retirement strategy, according to a report from TIAA and Fiduciary Insurance Services.

“Many people have misconceptions about annuities and, inspired in part by unfavorable and often undereducated media messaging, see all annuities as being the same inherently economically unfair financial instrument,” the report said. “Research sponsored by the Society of Actuaries demonstrates that retirement-income-generating solutions that include annuities often produce materially more income than do solutions that do not include annuities.”

The report highlighted several facts that retirees may not know about annuities.

By Alan Goforth
July 12, 2022

RIA Innovations: Building Independence Without the Learning Curve

When Nelly Mubashi left UBS in 2008, she assembled the infrastructure needed to launch her own RIA from scratch. By 2015, industry colleagues kept asking how to replicate her model. Now RIA Innovations offers that blueprint as a turnkey platform—complete with transparent pricing, flexible contracts, and the kind of institutional support that didn’t exist when Mubashi made the jump herself.

TAMPs

Black Diamond: The TAMP Revolution’s Next Phase Is Personalization at Scale

The TAMP marketplace has reached critical mass, but Kyle Fleming, Director of Product Strategy at SS&C Black Diamond Wealth Solutions, says the story is far from finished. The next phase moves beyond simple outsourcing to something more sophisticated: a mosaic approach that lets advisors retain control while gaining operational leverage. Fleming explains how firms can scale personalized service across generational households without adding headcount—and why workflow, not technology features, determines success.

TAMPs