Using a combination of dividends and structured notes in your retirement portfolio can offer liquidity, income and risk mitigation.
TIAA research suggests that individuals’ knowledge of life expectancy can impact their retirement saving behavior.
Plan sponsors may need to bolster participant education for how target-date funds work, according to data from MFS.
New state mandates, tax incentives and other factors are leading many plan advisors to anticipate significant practice growth in small plan 401(k).
Workers are prematurely tapping retirement savings, a sign that households are coming under increased financial pressure, a troubling development.