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The Wealth Advisor


The Wealth Advisor is today’s most relied-on source of news and education for planners and advisors. We scan the news so you don’t have to, sending you what you don’t want to miss…but don’t always have time to find yourself without poring through dozens of publications. The Wealth Advisor sends you a handy once-a-week list of the most important news, hand-picked by our staff for its importance to investment advisors and their practices.

What Are the Risks of Rolling My 401(k) Into an Annuity?

Although the appeal of having guaranteed income after retirement is undeniable, there are actually a number of risks to consider before rolling your 401(k) into an annuity. In addition to the sometimes hefty fees incurred by annuitants, you risk losing part of your investment if you die prematurely, as you may not be able to pass the remainder of the annuity on to your beneficiaries.