Plan sponsors that focus on health and wealth are often more likely to implement other benefits that they would not have been considered before, including life insurance, supplemental health benefits, and executive and retiree medical and retirement benefits, Caldwell added.
Artificial intelligence as an investment theme continues to operate under a uniquely intense level of scrutiny.
The system was built using the Gemini Enterprise Agent Platform, incorporating Google DeepMind's real-time avatar technology alongside Gemini's live audio and video models to enable low-latency, natural conversation. The result is an always-on digital presence that Citi is positioning not as a replacement for advisors, but as an extension of the advisory relationship.