"If recovery is slower, rates will be at lower bound for longer; guidance is outcome-based, not time-based."
There are some considerable "flaws" in a recent Harvard Business School paper on annuities that has gotten the industry talking.
Battery Day may not have seemed like a success, but it foretold the final nail in the coffin of the traditional car industry.
Plan ahead before calamity strikes, particularly if you live in spots vulnerable to climate change.