George Yacik has been a financial writer for more than 30 years. I began my career at The Bond Buyer, covering the municipal and corporate bond markets and municipal finance. I then moved across the hall to American Banker, where I was the managing editor of the newsletter group. I then joined SMR Research Corp. in New Jersey as a vice president, where I was the lead research analyst and project leader for SMR’s studies on residential and subprime mortgages, home equity lending, credit cards, consumer credit and personal bankruptcy. Since 2008 I’ve been a freelance writer. I write for a variety of publications, corporations, research companies, industry groups, websites and blogs. I specialize in consumer lending subjects and investing.