Plan sponsors that focus on health and wealth are often more likely to implement other benefits that they would not have been considered before, including life insurance, supplemental health benefits, and executive and retiree medical and retirement benefits, Caldwell added.
'Mild stagflation': Bank of America rips up economic forecasts, braces for $100 oil all year on Iran war disruptions
The traditional investment management toolkit—60/40 portfolios, private credit, cash—was built for a market environment that no longer exists. Focus Point Capital’s Caleb Sevian argues that since the pandemic, macro forces have become the dominant driver of portfolio returns, and most allocations haven’t caught up. His solution is a hybrid, risk-managed strategy designed to participate in upside while systematically reducing exposure when conditions deteriorate—liquid, transparent, and built around a single, enduring mandate.