5 Types Of People Who Might Need A Financial Adviser In 2026 — And Those Who Don’t

Sterling Trustees combines fixed-fee independence, proprietary Salesforce-based technology, and advisor-first service to streamline trust administration and eliminate the conflicts that often plague traditional trust companies. The firm delivers same-day distributions, automated trust committee decisions, and comprehensive support for complex assets—from art and racehorses to private equity—while helping advisors navigate the $84 trillion generational wealth transfer with 80% client retention rates through strategic trust structures.

Wellington-Altus’s Jim Thorne outlines why advisors should rethink digital assets, regional banks, and the current market cycle, arguing that a structural shift in credit, policy, and purchasing power is already well underway. He views Bitcoin as legitimate portfolio protection against 8% annual money supply growth, sees deregulated regional banks driving localized lending and economic growth, and believes April’s correction reset the typical four-year market cycle, potentially setting up significant gains ahead.

Amid the flood of alternative investment products, Fiduciary Trust International cuts through marketing noise with methodical discipline. Erick Rawlings and his team treat private equity, hedge funds, and real assets as essential portfolio building blocks—not side bets. With manager selection dispersion reaching 60% in venture capital, rigorous due diligence becomes critical. Rawlings emphasizes aligning client intentions with long-term commitments, viewing alternatives as strategic tools rather than magic bullets for targeted outcomes.