Without Lifetime Income Solutions, Participants Tend to Withdraw Too Much
Incorporating insurance into participants’ asset allocation may improve sustainable withdrawal rates by 70% or more, according to AllianceBernstein.
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Retirement Fears: Americans Are More Worried About Running Out of Money Than Dying
Many Americans have been putting retirement saving and planning on the backburner recently.
Just How Many Americans Actually Retire With a Million Bucks?
Not a huge percentage of retirees end up having that much money. In fact, statistically, around 10% of retirees have $1 million or more in savings.
3 Ways Raising the Retirement Age Could Derail Your Financial Plan — and What To Do About It
Social Security program is set to run out of funds by 2033. One measure that could help keep the program afloat would be to raise the retirement age.
Americans Near Retirement Still Not Prepared, Survey Finds
New survey by Alliance for Lifetime Income finds nearly half of Americans between ages of 45 and 75 do not feel they have enough retirement savings.
Plan Sponsors Prepare: Health Care Regs Going the Way of 401(k)s
Health care regulation enacted in 2021 is coming to the fore, as deadlines loom and litigation appears to be ramping up.
How Certain SECURE 2.0 Provisions Can Ease Participant Retirement Savings Challenges
T. Rowe Price white paper explains how emergency savings and student loan provisions can boost financial wellness.